The Chase Travel Portal is one of the most versatile tools in the credit card world It acts as a bridge between your earned credit card points Ultimate Rewards and your actual travel bookings
Here is a comprehensive detailed guide covering every aspect of the Chase Travel Portal
1 What is the Chase Travel Portal
The Chase Travel Portal is a private booking engine powered by cxLoyalty owned by JPMorgan Chase It functions similarly to sites like Expedia or It allows cardholders to search for and purchase
Flights Domestic and international carriers
Hotels Luxury resorts to budget motels
Car Rentals Major global agencies
Cruises Various lines and itineraries
Activities Experiences Tours museum tickets and excursions
2 The Power of Boosted ValueT he biggest reason people use the portal is the redemption bonus Depending on which Chase card you hold your points are worth more than 1 cent when spent on travel
Chase Sapphire Reserve Points are worth 1.5 cents each 50% more value
Chase Sapphire Preferred Ink Business Preferred Points are worth 1.25 cents each 25% more value
Freedom & Ink Cash Unlimited Cards Points are worth 1 cent each unless you move them to a Sapphire card first
Example To book a $600 flight a Sapphire Reserve holder needs only 40,000 points whereas a standard user would need 60,000 points
3 How to Earn Points Through the Portal
Not only can you spend points in the portal but you should also use it to earn points. Chase rewards users heavily for booking through their platform
Sapphire Reserve Earns 10x points on hotels and car rentals 5x points on flights
Sapphire Preferred Earns 5x points on total travel booked through the portal
Freedom Flex Unlimited Earns 5x points on travel booked through the portal
4 Step by Step How to Use the Portal
Login Go to the Chase Ultimate Rewards website or use the Chase Mobile app
Select Your Card If you have multiple cards choose the one with the highest redemption value e Sapphire Reserve
Navigate to Travel Click the Travel icon in the menu
Search Enter your destination and dates The portal will show prices in both USD $ and Points
Book You can pay with 100% points, 100% cash using your Chase card or a combination of both
5 Key Advantages The "Pros
No Blackout Dates If a seat is available for cash on an airline s website you can usually buy it with points in the portal
Earn Airline Miles: Unlike Award Flights booked directly with airlines portal bookings count as cash tickets This means you still earn frequent flyer miles and status credits with the airline
Simplified Search It aggregates multiple airlines including United Delta American etc in one view
Low Cost Budget Carriers You can often find budget airlines like Spirit or JetBlue that arent available through traditional Transfer Partners
6 The Disadvantages The Cons
Third Party Issues Chase acts as a travel agent If your flight is delayed or canceled the airline might tell you to contact your travel agent Chase instead of helping you at the airport desk
Hotel Status Most major hotel chains Marriott Hilton Hyatt do not recognize your Elite Status or give you hotel points if you book through the portal
Price Discrepancies Occasionally the portal price is slightly higher than booking directly with the airline Always double-check
7 Portal vs Transfer Partners
This is the most important distinction for advanced users Chase allows you to transfer points 11 to partners like Hyatt United Southwest and British Airways
Use the Portal when Flights are cheap $200 domestic flight
Use Transfer Partners when You are booking expensive Business Class flights or highend luxury hotels like Hyatt where the points price is much lower than the cash price
8 Summary Table Value Comparison
Action With Sapphire Reserve With Sapphire Preferred Value per Point 1.5 Cents 1.25 Cents Earn on Hotels 10x Points 5x Points
Earn on Flights 5x Points 5x Points
Best For Economy Flights & Car Rentals General Travel & Budget Trips
Final Recommendation
The Chase Travel Portal is best used for flights and car rentals because you still earn loyalty rewards with those companies For Hotels it is usually better to transfer points to World of Hyatt or book directly to ensure you get your Elite benefits
Would you like me to compare the Chase portal with the Amex Travel portal to see which is better for your needs




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